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Indian Overseas Bank THIRUPACHETTI IFSC Code | KARAIKUDI Branch

Verify the branch, confirm digital payment support, and use the IFSC code with more context before transferring funds.

IFSC Code IOBA0000524
IOBA Bank code
000524 Branch code
630020204 MICR
Bank Snapshot

Indian Overseas Bank

Branches tracked 3,371
States covered 34
Cities covered 1,856
Zone 2

Branch details

Address
10 BY 67 MAIN ROAD THIRUPACHETTI PIN 630610
Location
KARAIKUDI, SIVAGANGA, TAMIL NADU
Contact
914574266240
SWIFT
Not available
Updated
15 Sep 2026
Zone 3

Services availability

This branch supports NEFT, RTGS, IMPS, UPI transfers with instant payment coverage for eligible use cases.

NEFT Available
RTGS Available
IMPS Available
UPI Available
Bank Review

Indian Overseas Bank bank review

Indian Overseas Bank (IOB) is a Chennai-headquartered public sector bank founded on 10 February 1937 by M. Ct. M. Chidambaram Chettyar, with the founding purpose of specialising in foreign exchange business and overseas…

Transfer view Full transfer coverage

CreditEMI review: Indian Overseas Bank has 3,371 IFSC branch records across 34 states and 1,856 cities in our dataset. The THIRUPACHETTI branch in KARAIKUDI lists NEFT, RTGS, IMPS, UPI, making this page useful for checking transfer details before adding a beneficiary.

Bank type Public
Branches tracked 3,371
Services listed 4/4

What stands out

  • Wide IFSC coverage: 3,371 branch records across 34 states and 1,856 cities.
  • This branch has NEFT, RTGS, IMPS, UPI payment support listed.
  • Branch identifiers are available for IFSC IOBA0000524 and MICR 630020204.

Check before transfer

  • Confirm the beneficiary name and account number directly before sending money.
  • Use the official bank app, net banking, or branch contact for final verification on high-value transfers.
  • Call the listed branch contact if address, timing, or service availability needs confirmation.
Customer Reviews

Indian Overseas Bank THIRUPACHETTI reviews

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Zone 4

Typical banking hours

Most Indian Overseas Bank branches, including THIRUPACHETTI in KARAIKUDI, typically operate Monday to Friday from 10:00 AM to 4:00 PM and Saturday from 10:00 AM to 4:00 PM, except the 2nd and 4th Saturday of every month. Closed on Sundays and RBI-notified bank holidays — see the RBI Bank Holiday Calendar.

Zone 5

How to use this IFSC code

  1. Open your bank app, net banking, or beneficiary form and choose NEFT, RTGS or IMPS.
  2. Enter the beneficiary account number and IFSC code IOBA0000524.
  3. Confirm the branch as THIRUPACHETTI, KARAIKUDI, TAMIL NADU before submitting the transfer.
Zone 6

Branch FAQs

The IFSC code for Indian Overseas Bank THIRUPACHETTI branch in KARAIKUDI, TAMIL NADU is IOBA0000524. Use this code for NEFT, RTGS, IMPS, UPI transfers to accounts held at this branch.

The MICR code for Indian Overseas Bank THIRUPACHETTI in KARAIKUDI is 630020204. MICR is used for cheque processing and can help confirm the branch for offline banking.

Indian Overseas Bank THIRUPACHETTI branch in KARAIKUDI supports both UPI and IMPS for quick digital transfers. You can use the IFSC code IOBA0000524 while adding this account as a beneficiary.

Most Indian Overseas Bank branches, including THIRUPACHETTI in KARAIKUDI, typically operate Monday to Friday from 10:00 AM to 4:00 PM and Saturday from 10:00 AM to 4:00 PM, except the 2nd and 4th Saturday of every month. Closed on Sundays and RBI-notified bank holidays — see the <a href="https://rbi.org.in/Scripts/HolidayMatrixDisplay.aspx" target="_blank" rel="noopener noreferrer">RBI Bank Holiday Calendar</a>.

The IFSC code IOBA0000524 breaks down into bank code IOBA, the reserved RBI control character 0, and branch code 000524. That branch code uniquely identifies the THIRUPACHETTI branch in KARAIKUDI.
Zone 9

Next step after IFSC verification

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Zone 10

IFSC code format explainer

Bank Code IOBA
RBI Control 0
Branch Code 000524

The IFSC code IOBA0000524 uniquely identifies the THIRUPACHETTI branch of Indian Overseas Bank in KARAIKUDI. No two branches share the same IFSC code.