Branch details
Services availability
This branch supports NEFT, RTGS, IMPS, UPI transfers with instant payment coverage for eligible use cases.
Indian Overseas Bank bank review
Indian Overseas Bank (IOB) is a Chennai-headquartered public sector bank founded on 10 February 1937 by M. Ct. M. Chidambaram Chettyar, with the founding purpose of specialising in foreign exchange business and overseas…
CreditEMI review: Indian Overseas Bank has 3,371 IFSC branch records across 34 states and 1,856 cities in our dataset. The MODEL TOWN LUDHIANA branch in LUDHIANA lists NEFT, RTGS, IMPS, UPI, making this page useful for checking transfer details before adding a beneficiary.
What stands out
- Wide IFSC coverage: 3,371 branch records across 34 states and 1,856 cities.
- This branch has NEFT, RTGS, IMPS, UPI payment support listed.
- Branch identifiers are available for IFSC IOBA0002441 and MICR 141020017.
Check before transfer
- Confirm the beneficiary name and account number directly before sending money.
- Use the official bank app, net banking, or branch contact for final verification on high-value transfers.
- Call the listed branch contact if address, timing, or service availability needs confirmation.
Indian Overseas Bank MODEL TOWN LUDHIANA reviews
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Typical banking hours
Most Indian Overseas Bank branches, including MODEL TOWN LUDHIANA in LUDHIANA, typically operate Monday to Friday from 10:00 AM to 4:00 PM and Saturday from 10:00 AM to 4:00 PM, except the 2nd and 4th Saturday of every month. Closed on Sundays and RBI-notified bank holidays — see the RBI Bank Holiday Calendar.
How to use this IFSC code
- Open your bank app, net banking, or beneficiary form and choose NEFT, RTGS or IMPS.
- Enter the beneficiary account number and IFSC code IOBA0002441.
- Confirm the branch as MODEL TOWN LUDHIANA, LUDHIANA, PUNJAB before submitting the transfer.
Branch FAQs
Next step after IFSC verification
Apply for Indian Overseas Bank Personal Loan
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Open EMI calculatorIFSC code format explainer
The IFSC code IOBA0002441 uniquely identifies the MODEL TOWN LUDHIANA branch of Indian Overseas Bank in LUDHIANA. No two branches share the same IFSC code.
Bank overview
