Indian Overseas Bank DERA BAL IFSC Code IOBA0001720 | JALANDHAR Branch, PUNJAB

Zone 2

Branch details

Address

DERA SANT SARWAN DASS, V P O BAL, DERA BAL, PIN 144004

Location

JALANDHAR, JALANDHAR, PUNJAB

Contact

2403985

SWIFT

Not available

Updated

10 Jun 2026

Zone 3

Services availability

This branch supports NEFT, RTGS, IMPS, UPI transfers with instant payment coverage for eligible use cases.

NEFT Available

RTGS Available

IMPS Available

UPI Available

Bank Review

Indian Overseas Bank bank review

Indian Overseas Bank (IOB) is a Chennai-headquartered public sector bank founded on 10 February 1937 by M. Ct. M. Chidambaram Chettyar, with the founding purpose of specialising in foreign exchange business and overseas…

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CreditEMI review: Indian Overseas Bank has 3,371 IFSC branch records across 34 states and 1,856 cities in our dataset. The DERA BAL branch in JALANDHAR lists NEFT, RTGS, IMPS, UPI, making this page useful for checking transfer details before adding a beneficiary.

Bank type Public

Branches tracked 3,371

Services listed 4/4

What stands out

Wide IFSC coverage: 3,371 branch records across 34 states and 1,856 cities.
This branch has NEFT, RTGS, IMPS, UPI payment support listed.
Branch identifiers are available for IFSC IOBA0001720 and MICR 144020010.

Check before transfer

Confirm the beneficiary name and account number directly before sending money.
Use the official bank app, net banking, or branch contact for final verification on high-value transfers.
Call the listed branch contact if address, timing, or service availability needs confirmation.

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Zone 4

Typical banking hours

Most Indian Overseas Bank branches, including DERA BAL in JALANDHAR, typically operate Monday to Friday from 10:00 AM to 4:00 PM and Saturday from 10:00 AM to 4:00 PM, except the 2nd and 4th Saturday of every month. Closed on Sundays and RBI-notified bank holidays — see the RBI Bank Holiday Calendar.

Zone 5

How to use this IFSC code

Open your bank app, net banking, or beneficiary form and choose NEFT, RTGS or IMPS.
Enter the beneficiary account number and IFSC code IOBA0001720.
Confirm the branch as DERA BAL, JALANDHAR, PUNJAB before submitting the transfer.

Zone 6

Branch FAQs

The IFSC code for Indian Overseas Bank DERA BAL branch in JALANDHAR, PUNJAB is IOBA0001720. Use this code for NEFT, RTGS, IMPS, UPI transfers to accounts held at this branch.

The MICR code for Indian Overseas Bank DERA BAL in JALANDHAR is 144020010. MICR is used for cheque processing and can help confirm the branch for offline banking.

Indian Overseas Bank DERA BAL branch in JALANDHAR supports both UPI and IMPS for quick digital transfers. You can use the IFSC code IOBA0001720 while adding this account as a beneficiary.

Most Indian Overseas Bank branches, including DERA BAL in JALANDHAR, typically operate Monday to Friday from 10:00 AM to 4:00 PM and Saturday from 10:00 AM to 4:00 PM, except the 2nd and 4th Saturday of every month. Closed on Sundays and RBI-notified bank holidays — see the <a href="https://rbi.org.in/Scripts/HolidayMatrixDisplay.aspx" target="_blank" rel="noopener noreferrer">RBI Bank Holiday Calendar</a>.

The IFSC code IOBA0001720 breaks down into bank code IOBA, the reserved RBI control character 0, and branch code 001720. That branch code uniquely identifies the DERA BAL branch in JALANDHAR.

Zone 9

Next step after IFSC verification

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Zone 10

IFSC code format explainer

Bank Code IOBA

RBI Control 0

Branch Code 001720

The IFSC code IOBA0001720 uniquely identifies the DERA BAL branch of Indian Overseas Bank in JALANDHAR. No two branches share the same IFSC code.

Indian Overseas Bank DERA BAL IFSC Code | JALANDHAR Branch