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Indian Overseas Bank EDAPAL IFSC Code | MALAPPURAM Branch

Verify the branch, confirm digital payment support, and use the IFSC code with more context before transferring funds.

IFSC Code IOBA0001638
IOBA Bank code
001638 Branch code
679020302 MICR
Bank Snapshot

Indian Overseas Bank

Branches tracked 3,371
States covered 34
Cities covered 1,856
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Zone 2

Branch details

Address
XII BY 596A RAJADHANI COMPLEX CALICUT ROAD EDAPPAL PIN 679576
Location
MALAPPURAM, MALAPPURAM, KERALA
Contact
911633269009
SWIFT
Not available
Updated
04 Nov 2026
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Services availability

This branch supports NEFT, RTGS, IMPS, UPI transfers with instant payment coverage for eligible use cases.

NEFT Available
RTGS Available
IMPS Available
UPI Available
Bank Review

Indian Overseas Bank bank review

Indian Overseas Bank (IOB) is a Chennai-headquartered public sector bank founded on 10 February 1937 by M. Ct. M. Chidambaram Chettyar, with the founding purpose of specialising in foreign exchange business and overseas…

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CreditEMI review: Indian Overseas Bank has 3,371 IFSC branch records across 34 states and 1,856 cities in our dataset. The EDAPAL branch in MALAPPURAM lists NEFT, RTGS, IMPS, UPI, making this page useful for checking transfer details before adding a beneficiary.

Bank type Public
Branches tracked 3,371
Services listed 4/4

What stands out

  • Wide IFSC coverage: 3,371 branch records across 34 states and 1,856 cities.
  • This branch has NEFT, RTGS, IMPS, UPI payment support listed.
  • Branch identifiers are available for IFSC IOBA0001638 and MICR 679020302.

Check before transfer

  • Confirm the beneficiary name and account number directly before sending money.
  • Use the official bank app, net banking, or branch contact for final verification on high-value transfers.
  • Call the listed branch contact if address, timing, or service availability needs confirmation.
Customer Reviews

Indian Overseas Bank EDAPAL reviews

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Zone 4

Typical banking hours

Most Indian Overseas Bank branches, including EDAPAL in MALAPPURAM, typically operate Monday to Friday from 10:00 AM to 4:00 PM and Saturday from 10:00 AM to 4:00 PM, except the 2nd and 4th Saturday of every month. Closed on Sundays and RBI-notified bank holidays — see the RBI Bank Holiday Calendar.

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How to use this IFSC code

  1. Open your bank app, net banking, or beneficiary form and choose NEFT, RTGS or IMPS.
  2. Enter the beneficiary account number and IFSC code IOBA0001638.
  3. Confirm the branch as EDAPAL, MALAPPURAM, KERALA before submitting the transfer.
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Branch FAQs

The IFSC code for Indian Overseas Bank EDAPAL branch in MALAPPURAM, KERALA is IOBA0001638. Use this code for NEFT, RTGS, IMPS, UPI transfers to accounts held at this branch.

The MICR code for Indian Overseas Bank EDAPAL in MALAPPURAM is 679020302. MICR is used for cheque processing and can help confirm the branch for offline banking.

Indian Overseas Bank EDAPAL branch in MALAPPURAM supports both UPI and IMPS for quick digital transfers. You can use the IFSC code IOBA0001638 while adding this account as a beneficiary.

Most Indian Overseas Bank branches, including EDAPAL in MALAPPURAM, typically operate Monday to Friday from 10:00 AM to 4:00 PM and Saturday from 10:00 AM to 4:00 PM, except the 2nd and 4th Saturday of every month. Closed on Sundays and RBI-notified bank holidays — see the <a href="https://rbi.org.in/Scripts/HolidayMatrixDisplay.aspx" target="_blank" rel="noopener noreferrer">RBI Bank Holiday Calendar</a>.

The IFSC code IOBA0001638 breaks down into bank code IOBA, the reserved RBI control character 0, and branch code 001638. That branch code uniquely identifies the EDAPAL branch in MALAPPURAM.
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Next step after IFSC verification

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Zone 10

IFSC code format explainer

Bank Code IOBA
RBI Control 0
Branch Code 001638

The IFSC code IOBA0001638 uniquely identifies the EDAPAL branch of Indian Overseas Bank in MALAPPURAM. No two branches share the same IFSC code.

Zone 7

Bank overview

Indian Overseas Bank
Branches3,371
States34
Cities1,856
TypePublic
Founded1937
HQChennai, Tamil Nadu
1800 890 4445 / 1800 425 4445 Official Website Net Banking All Indian Overseas Bank IFSC codes
Zone 8

Other Indian Overseas Bank branches in MALAPPURAM

MALAPPURAM
IOBA0002373