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Indian Overseas Bank PHULBAGAN IFSC Code | SAHEBGANJ Branch

Verify the branch, confirm digital payment support, and use the IFSC code with more context before transferring funds.

IFSC Code IOBA0001673
IOBA Bank code
001673 Branch code
700020050 MICR
Bank Snapshot

Indian Overseas Bank

Branches tracked 3,371
States covered 34
Cities covered 1,856
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Zone 2

Branch details

Address
132A1B RAJA RAJENDRALAL MITRA ROAD,KOLKATA-700010,STATE- WEST BENGAL
Location
SAHEBGANJ, PHULBANGA, JHARKHAND
Contact
277374
SWIFT
Not available
Updated
04 Nov 2026
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Services availability

This branch supports NEFT, RTGS, IMPS, UPI transfers with instant payment coverage for eligible use cases.

NEFT Available
RTGS Available
IMPS Available
UPI Available
Bank Review

Indian Overseas Bank bank review

Indian Overseas Bank (IOB) is a Chennai-headquartered public sector bank founded on 10 February 1937 by M. Ct. M. Chidambaram Chettyar, with the founding purpose of specialising in foreign exchange business and overseas…

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CreditEMI review: Indian Overseas Bank has 3,371 IFSC branch records across 34 states and 1,856 cities in our dataset. The PHULBAGAN branch in SAHEBGANJ lists NEFT, RTGS, IMPS, UPI, making this page useful for checking transfer details before adding a beneficiary.

Bank type Public
Branches tracked 3,371
Services listed 4/4

What stands out

  • Wide IFSC coverage: 3,371 branch records across 34 states and 1,856 cities.
  • This branch has NEFT, RTGS, IMPS, UPI payment support listed.
  • Branch identifiers are available for IFSC IOBA0001673 and MICR 700020050.

Check before transfer

  • Confirm the beneficiary name and account number directly before sending money.
  • Use the official bank app, net banking, or branch contact for final verification on high-value transfers.
  • Call the listed branch contact if address, timing, or service availability needs confirmation.
Customer Reviews

Indian Overseas Bank PHULBAGAN reviews

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Zone 4

Typical banking hours

Most Indian Overseas Bank branches, including PHULBAGAN in SAHEBGANJ, typically operate Monday to Friday from 10:00 AM to 4:00 PM and Saturday from 10:00 AM to 4:00 PM, except the 2nd and 4th Saturday of every month. Closed on Sundays and RBI-notified bank holidays — see the RBI Bank Holiday Calendar.

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How to use this IFSC code

  1. Open your bank app, net banking, or beneficiary form and choose NEFT, RTGS or IMPS.
  2. Enter the beneficiary account number and IFSC code IOBA0001673.
  3. Confirm the branch as PHULBAGAN, SAHEBGANJ, JHARKHAND before submitting the transfer.
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Branch FAQs

The IFSC code for Indian Overseas Bank PHULBAGAN branch in SAHEBGANJ, JHARKHAND is IOBA0001673. Use this code for NEFT, RTGS, IMPS, UPI transfers to accounts held at this branch.

The MICR code for Indian Overseas Bank PHULBAGAN in SAHEBGANJ is 700020050. MICR is used for cheque processing and can help confirm the branch for offline banking.

Indian Overseas Bank PHULBAGAN branch in SAHEBGANJ supports both UPI and IMPS for quick digital transfers. You can use the IFSC code IOBA0001673 while adding this account as a beneficiary.

Most Indian Overseas Bank branches, including PHULBAGAN in SAHEBGANJ, typically operate Monday to Friday from 10:00 AM to 4:00 PM and Saturday from 10:00 AM to 4:00 PM, except the 2nd and 4th Saturday of every month. Closed on Sundays and RBI-notified bank holidays — see the <a href="https://rbi.org.in/Scripts/HolidayMatrixDisplay.aspx" target="_blank" rel="noopener noreferrer">RBI Bank Holiday Calendar</a>.

The IFSC code IOBA0001673 breaks down into bank code IOBA, the reserved RBI control character 0, and branch code 001673. That branch code uniquely identifies the PHULBAGAN branch in SAHEBGANJ.
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Next step after IFSC verification

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Zone 10

IFSC code format explainer

Bank Code IOBA
RBI Control 0
Branch Code 001673

The IFSC code IOBA0001673 uniquely identifies the PHULBAGAN branch of Indian Overseas Bank in SAHEBGANJ. No two branches share the same IFSC code.

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Bank overview

Indian Overseas Bank
Branches3,371
States34
Cities1,856
TypePublic
Founded1937
HQChennai, Tamil Nadu
1800 890 4445 / 1800 425 4445 Official Website Net Banking All Indian Overseas Bank IFSC codes
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Other Indian Overseas Bank branches in SAHEBGANJ

SAHIBAGANJ
IOBA0002342