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Indian Overseas Bank GOANUVEM IFSC Code | NUVEM Branch

Verify the branch, confirm digital payment support, and use the IFSC code with more context before transferring funds.

IFSC Code IOBA0000538
IOBA Bank code
000538 Branch code
403020011 MICR
Bank Snapshot

Indian Overseas Bank

Branches tracked 3,371
States covered 34
Cities covered 1,856
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Zone 2

Branch details

Address
H NO 558 POVOASAO NUVEM SALCETE PIN 403604
Location
NUVEM, SOUTH GOA, GOA
Contact
2790195
SWIFT
Not available
Updated
13 Jun 2026
Zone 3

Services availability

This branch supports NEFT, RTGS, IMPS, UPI transfers with instant payment coverage for eligible use cases.

NEFT Available
RTGS Available
IMPS Available
UPI Available
Bank Review

Indian Overseas Bank bank review

Indian Overseas Bank (IOB) is a Chennai-headquartered public sector bank founded on 10 February 1937 by M. Ct. M. Chidambaram Chettyar, with the founding purpose of specialising in foreign exchange business and overseas…

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CreditEMI review: Indian Overseas Bank has 3,371 IFSC branch records across 34 states and 1,856 cities in our dataset. The GOANUVEM branch in NUVEM lists NEFT, RTGS, IMPS, UPI, making this page useful for checking transfer details before adding a beneficiary.

Bank type Public
Branches tracked 3,371
Services listed 4/4

What stands out

  • Wide IFSC coverage: 3,371 branch records across 34 states and 1,856 cities.
  • This branch has NEFT, RTGS, IMPS, UPI payment support listed.
  • Branch identifiers are available for IFSC IOBA0000538 and MICR 403020011.

Check before transfer

  • Confirm the beneficiary name and account number directly before sending money.
  • Use the official bank app, net banking, or branch contact for final verification on high-value transfers.
  • Call the listed branch contact if address, timing, or service availability needs confirmation.
Customer Reviews

Indian Overseas Bank GOANUVEM reviews

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Zone 4

Typical banking hours

Most Indian Overseas Bank branches, including GOANUVEM in NUVEM, typically operate Monday to Friday from 10:00 AM to 4:00 PM and Saturday from 10:00 AM to 4:00 PM, except the 2nd and 4th Saturday of every month. Closed on Sundays and RBI-notified bank holidays — see the RBI Bank Holiday Calendar.

Zone 5

How to use this IFSC code

  1. Open your bank app, net banking, or beneficiary form and choose NEFT, RTGS or IMPS.
  2. Enter the beneficiary account number and IFSC code IOBA0000538.
  3. Confirm the branch as GOANUVEM, NUVEM, GOA before submitting the transfer.
Zone 6

Branch FAQs

The IFSC code for Indian Overseas Bank GOANUVEM branch in NUVEM, GOA is IOBA0000538. Use this code for NEFT, RTGS, IMPS, UPI transfers to accounts held at this branch.

The MICR code for Indian Overseas Bank GOANUVEM in NUVEM is 403020011. MICR is used for cheque processing and can help confirm the branch for offline banking.

Indian Overseas Bank GOANUVEM branch in NUVEM supports both UPI and IMPS for quick digital transfers. You can use the IFSC code IOBA0000538 while adding this account as a beneficiary.

Most Indian Overseas Bank branches, including GOANUVEM in NUVEM, typically operate Monday to Friday from 10:00 AM to 4:00 PM and Saturday from 10:00 AM to 4:00 PM, except the 2nd and 4th Saturday of every month. Closed on Sundays and RBI-notified bank holidays — see the <a href="https://rbi.org.in/Scripts/HolidayMatrixDisplay.aspx" target="_blank" rel="noopener noreferrer">RBI Bank Holiday Calendar</a>.

The IFSC code IOBA0000538 breaks down into bank code IOBA, the reserved RBI control character 0, and branch code 000538. That branch code uniquely identifies the GOANUVEM branch in NUVEM.
Zone 9

Next step after IFSC verification

Apply for Indian Overseas Bank Personal Loan

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Zone 10

IFSC code format explainer

Bank Code IOBA
RBI Control 0
Branch Code 000538

The IFSC code IOBA0000538 uniquely identifies the GOANUVEM branch of Indian Overseas Bank in NUVEM. No two branches share the same IFSC code.

Zone 7

Bank overview

Indian Overseas Bank
Branches3,371
States34
Cities1,856
TypePublic
Founded1937
HQChennai, Tamil Nadu
1800 890 4445 / 1800 425 4445 Official Website Net Banking All Indian Overseas Bank IFSC codes
Zone 8

Other Indian Overseas Bank branches in NUVEM

No nearby branches from the same bank were found in this city slice.