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Select any two financial products from the dropdowns below. We support personal loans, home loans, car loans, credit cards, and more.
Popular Products to Compare
Click any product card to pre-fill it in the selector above, then add a second product and hit Compare.
ESAF Small Finance Bank
ESAF Small Finance Bank Loan Against Property
- Rate: 0% – 0% p.a.
- Up to: ₹1,500.0 Lakh
- Tenure: up to 180 months
Tamil Nadu Grama Bank
Tamil Nadu Grama Bank Mortgage Loan
- Rate: 0% – 0% p.a.
- Up to: ₹0.0 Lakh
- Tenure: up to 120 months
Yes Bank
YES Bank Loan Against Property
- Rate: 0% – 0% p.a.
- Up to: ₹1,500.0 Lakh
- Tenure: up to 180 months
AU Small Finance Bank
AU Small Finance Bank Personal Loan
- Rate: 0% – 30% p.a.
- Up to: ₹10.0 Lakh
- Tenure: up to 60 months
ESAF Small Finance Bank
ESAF Small Finance Bank Gold Loan
- Rate: 0% – 0% p.a.
- Up to: ₹20.0 Lakh
- Tenure: up to 12 months
Haryana Gramin Bank
Sarva Haryana Gramin Bank Gold Loan
- Rate: 0% – 0% p.a.
- Up to: ₹10.0 Lakh
- Tenure: up to 0 months
Himachal Pradesh Gramin Bank
Himachal Pradesh Gramin Bank Personal Loan
- Rate: 0% – 0% p.a.
- Up to: ₹10.0 Lakh
- Tenure: up to 60 months
Jharkhand Gramin Bank
Jharkhand Gramin Bank Personal Loan
- Rate: 0% – 0% p.a.
- Up to: ₹20.0 Lakh
- Tenure: up to 72 months
Kerala Grameena Bank
Kerala Gramin Bank Personal Loan
- Rate: 0% – 0% p.a.
- Up to: ₹5.0 Lakh
- Tenure: up to 180 months
Mizoram Rural Bank
Mizoram Rural Bank Personal Loan
- Rate: 0% – 0% p.a.
- Up to: ₹20.0 Lakh
- Tenure: up to 60 months
How to Compare Financial Products the Right Way
Choosing a loan or credit card is one of the most consequential financial decisions you can make. A 1% difference in interest rate on a ₹10 lakh loan over 5 years translates to over ₹30,000 in additional interest. Yet millions of borrowers still choose products based on brand recognition alone rather than objective data.
CreditEMI's comparison tool is built to solve this. We aggregate publicly disclosed rate cards from banks and NBFCs, standardise the data into a single table, and let you evaluate multiple products simultaneously — so your decision is grounded in facts, not marketing.
What to Look for When Comparing Loans
- Annual Percentage Rate (APR) vs Interest Rate: The interest rate is the base cost of borrowing. The APR includes processing fees and other charges, making it a more accurate measure of the true cost. Always compare APRs, not just advertised rates.
- Processing Fee: A low interest rate with a 3% processing fee can be more expensive than a slightly higher rate with a 0.5% fee. For a ₹5 lakh loan, the difference is ₹12,500 upfront.
- Prepayment and Foreclosure Charges: If you plan to repay the loan early, check for prepayment penalties. Some lenders charge 2–4% of the outstanding principal, negating savings from early repayment.
- Tenure Flexibility: A lender offering 12–84 months gives you more control over your monthly outflow compared to one with a fixed 36-month term.
- Maximum Loan Amount: Confirm that the lender can sanction the amount you need. Some banks cap personal loans at ₹25 lakhs while others go up to ₹75 lakhs based on income.
Why CreditEMI Comparison Data is Trustworthy
Our editorial team sources all rate and fee data from:
- Official bank websites and product brochures
- RBI's Key Facts Statement (KFS) disclosures
- SEBI-regulated product filings (for investment products)
- IRDAI-published premium schedules (for insurance)
We do not accept payment from lenders to rank their products higher. This comparison is editorially independent. If you spot a data discrepancy, please contact us and we will verify and update within 48 hours.